A response when information is exposed
Consider incident investigation, breach counsel, notification and privacy liability. Ask which response providers and costs the policy makes available.
Cyber insurance · Medical & dental practices
Your practice runs on trust.
And connected systems.
Patient records. Appointment schedules. Billing. When a cyber incident interrupts the work, the financial impact can reach far beyond one computer.
Start your cyber application online. Thrive reviews your business and security answers, seeks available insurance terms, and helps with the next steps.
A division of Thrive Risk Management Insurance Solutions, Inc. · CA License #6012320
Look beyond the data breachStart with the way
Start with the way
your practice works.
These are exposure areas to discuss when comparing policies. The actual protection depends on the wording, limits, exclusions and terms offered.
The work that stops with the system
Consider lost income, extra expense and restoration after a covered event. Review the waiting period and how the loss would be calculated.
The vendors you depend on
EHR, scheduling, cloud and billing services create dependencies. Identify essential providers and ask when an interruption at one would qualify for coverage.
For the person completing the applicationGather the facts.
Gather the facts.
Then make one submission.
The online supplemental covers company information, requested terms, operations, revenue, records, security controls and incident history. You review the answers and type your signature before sending it to Thrive.
If a technical answer is unclear, ask your IT contact. Use an available “Unknown” option when appropriate; accurate answers help us identify the right follow-up.
Open the application preparation guide →Have these ready
- Business names, locations and website
- Operations and projected revenue
- Estimate of records stored or processed
- MFA and backup answers from your IT contact
- Cyber incident details and available loss history
- An authorized owner, officer or manager to sign
Additional questions or documents may be needed by a market. Applying does not bind coverage.
Practical guidesA clearer conversation
A clearer conversation
before you apply.
Medical practices
Map your clinical and business systems
Identify the people, records and dependencies behind a useful quote conversation.
Read the guide →Dental practicesPrepare around the way your office operates
From imaging and practice software to billing and outsourced IT.
Read the guide →Your IT relationshipKnow who handles what
Bring your IT provider into the application without confusing security services with insurance.
Read the guide →For healthcare IT & practice advisersGive your clients
Give your clients
a useful next step.
Share the application checklist, help clients confirm their technical answers, and connect them with Thrive for insurance guidance.
Healthcare IT partner resourcesGrounded in practical preparation
HHS publishes voluntary healthcare cybersecurity goals that include MFA and incident preparedness. They are useful context for working with an IT provider; meeting a checklist is not an insurance approval or compliance certification.
Explore the HHS healthcare cybersecurity goals ↗Common questions
Before you get started.
What do I need to start a healthcare cyber quote?
Your business and contact information, a description of operations, revenue and record-count estimates, security-control answers and incident history. Complete the online application and review your answers before signing. Thrive will identify any market-specific follow-up, which may include loss runs or additional information.
Can my IT provider help with the application?
Yes. Ask your IT contact to confirm the scope of MFA and how backups are protected. Use the preparation checklist together, then have an authorized owner, officer or manager review and sign the application. The current form stays in one browser tab; it does not offer a shared editing link.
Does having an IT provider replace cyber insurance?
An IT provider helps manage systems and security. Cyber insurance addresses specified financial losses and response costs under a policy. An IT service agreement and a cyber insurance policy have different responsibilities, conditions and limits; review both.
Will a policy cover an outage at our EHR or billing vendor?
Some policies offer dependent business interruption or related coverage. The trigger, covered providers, waiting period, limits and exclusions differ. Tell Thrive which outside systems are essential so the proposed wording can be reviewed.
Does applying bind coverage?
No. An application requests a quote. Availability and terms depend on underwriting; a policy is not in force until the insurer and broker confirm binding according to the applicable requirements.
Cyber Policy QuotesYour next quote starts
Your next quote starts
with your business.
Complete the supplemental, review your answers, and send it securely to Thrive.
Coverage availability and terms are subject to underwriting. No coverage is bound by submitting an application.